At Sunbeam Financial we focus on two main services debt relief and credit repair.  If you are facing financial hardship and overwhelmed with debt you have come to the right place.  Our goal is to take the pressure off of you.  We can help end the harassing phone calls from bill collectors if that happens to be your situation.

Debt Relief

Being in over your head in debt is a stressful situation.  Unfortunately, we live in a world where we are encouraged to spend heavy on credit cards.  This type of spending can get a person into serious financial trouble.  The only one who benefits from this scenario is the credit card company.  These credit card companies are making a fortune off the interest from their credit card accounts.

However, there is hope.  Sunbeam Financial is partnered with a very reputable debt relief program that can quickly turn your financial outlook around.  If you are making the minimum payments and simply treading water this program may work well for you.

With hundreds of potential debt relief programs to choose from Sunbeam Financial could have partnered with any of them.  We selected Curadebt because of their proven track record and great customer service.  Curadebt will negotiate with the credit card companies on your behalf to get you a reduced rate and the best terms possible.

If you select the debt settlement program they often can get the debt cut in half which will make paying off your debts that much faster.  When comparing debt settlement companies, these are a few things you should look for:

– Free Consultation

Although, each individual case is different.  You can contact them for a free consultation.  They will look over your financial profile and give you the best option for your specific situation with no obligation to move forward if you do not want to.

– Highly Rated

When working with a debt relief program you want a company that is highly rated and has experience behind them.  Curadebt has both of these traits.  They have been in business for more than 20 years and have more than 900 positive reviews online.  You can easily find them here and see for yourself.  Curadebt is also a member of the American Fair Credit Council which regulates debt relief companies.  They have been listed as one of the top 2 debt relief companies in the country for 10+ years straight.  No other debt relief company can make this claim.

– Low Fees

The fees that Curadebt charges are slightly lower than the industry standard.  They charge only 20% of the clients debt which is very competitive.  No need to pay upfront either since the 20 percent fee is paid as your debt are being settled.

– Easy to Qualify

It is easy to qualify for Curadebt’s programs as the minimum is only $5,000 of debt.  However, if you only owe this little amount a consolidation program might be best for you.  That is another service that is provided by Curadebt.  Give them a call to discuss the best program for your needs.

 

Credit Repair

Having a low credit score can have a negative impact on your life.  It will be much harder to obtain car and mortgage loans.  When you do qualify, you will be paying much higher interest rates on the loan.  Sunbeam Financial and CreditRx have worked together to bring you the best credit repair service in the industry.

Most people don’t realize this but almost every credit report will have some inaccuracies on it.  These inaccuracies are negatively affecting your credit score.  This is the low hanging fruit for CreditRx and it is the best and easiest place to start when repairing your credit.  With our pay per deletion program you will only pay when you see results.  The only time you will be charged is when a negative mark is removed from your credit profile.

Most other companies charge a monthly fee for their credit repair service.  The problem with this is they make most of their money by dragging out the process and keeping you in the program longer.  The competition also charges fees to audit your report and send out letters.  You have paid out all kinds of money before seeing any results.

We feel this is bad business so we flipped the script with the pay per deletion program.  Our deletion program ranges from $50 – $99 depending on the type of deletion.  We will get you results or we don’t get paid!  It is that simple.

Contact us today and for a free credit evaluation and we can get started on your credit repair right away.

Credit Rx Credit Repair Program